We have come to a point where human knowhow and skills have expanded in depth and breadth - and for us to participate in an economy dictated by these, we have to pursue a high degree of specialization.

So what does this mean to parents? Amidst all the talk and attention given to exams and grades,...

17 or 18 years of age is a crucial time in life for young people today. Think of it, until that point, almost everyone is DEBT FREE because frankly speaking, we spend very little for our education up to Form 5 or Form 6. Even those who are graduating from private and international schools have no de...